With Christmas, New Year and rising fuel bills winter time can be tough on the pocket so finding some low cost or free activities to fit around the expenses can really help the pennies go a little further.  Below are 12 suggestions of activities you can do that cost little or no money.  

1. Visit Local Parks, Gardens and Nature Reserves
Although it may be cold out, if you wrap up warm a brisk walk can be really invigorating.  Visit Parks and Gardens website to find parks, public gardens, nature...
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